Debt Advisory
Independent debt advisory for owner-led and lower middle market companies. We find the right facility, from the right institutional facility provider, on terms you understand.
Advice focused on your outcome, not a lender's product.
We help clients raise new debt and refinance existing facilities on the best terms available for their situation. That means identifying the right sources, building a credit case they can approve, and creating competition between them.
Because we do not lend, our view of the market is independent. A bank will offer you its product. We show you what the wider market of banks, private credit funds and specialty lenders would do.
Debt and credit facilities
Unsecured business loans
Cash-flow lending for owner-led businesses, without tying up property or other assets.
Asset-based lending lines
Revolving credit secured on receivables and inventory, sized to grow with the business.
Term loans and refinancing
Replace maturing or expensive debt, extend maturities and free up cash flow.
Acquisition financing
Senior and unitranche facilities to fund the purchase of a business, a book of business or a competitor.
Equipment and fleet financing
Loans and leases for machinery, vehicles and production equipment.
Credit facilities for lenders
Warehouse and revolving facilities for non-bank lenders funding a growing loan book.
Construction and project loans
Construction, bridge and term loans for permitted solar, storage and infrastructure projects.
Established companies at the moment financing matters
Owner-led businesses
Unsecured loans, working capital and equipment finance, with a deep lender network in the UK.
Manufacturers and distributors
Expansions, acquisitions, new equipment and working capital for growing order books.
Non-bank lenders
Warehouse and credit facilities for lenders whose book is outgrowing its funding.
Project developers
Construction and project loans once a project is permitted and ready to build.
From owner-led businesses to mid-market and larger companies, we match each financing to the lenders built for it.
Debt advisory insights
How to Compare Loan Term Sheets: What Matters Beyond the Rate
The interest rate is the first number every lender quotes and the least useful one on its own. This guide covers the terms that decide what a loan really costs and how it will feel to live with.
Asset-Based Lending Explained: How an ABL Revolver Works
A plain guide to ABL revolvers for owners and CFOs: how the borrowing base is set, what lenders check in a field exam, and where the real costs sit.
Acquisition Financing for Lower Middle Market Deals
How the debt side of a lower middle market acquisition usually comes together, from the choice between a bank term loan and a unitranche to what lenders need to see and why deals get re-traded late.
Ready to find the right facility?
Our independent approach means you get unbiased guidance focused on the best possible outcome for your business.
Contact Us